The great value of this offer is the reduced obligation to contract associated products , with only the orderly account (which has no commissions) and life insurance and multi-risk insurance.
Before You Begin Your Review
The comparison we make is based on table spreads and simulators and despite our best efforts, it may have inaccuracies or errors. Let us also alert you to something very important. These are not the best spreads you can get. Therefore, if you want access to exclusive and competitive conditions, be sure to fill out the Good Finance housing credit application form. We do the whole job for you and without any cost.
Client Type of Our Simulation Of Mortgage
Our analysis was performed running the housing credit simulators and a set of the main banks operating in Portugal. In the simulations we used a type client with the following characteristics:
- Not married;
- Annual income of € 25,000
- No other credit charges (if you have other credits we suggest you read the article “Consolidated Credit with Mortgage” that shows you a great money-saving strategy);
- 35 years old
- 30 years of contract
- Loan / guarantee ratio of 80%
- 12-month Good index
What is the best bank for housing credit?
Our analysis consisted of comparing several variables in housing credit. So we left the alert to focus your analysis on the APR and NEVER on the spread . This is because there is still the practice of “hiding” costs that are not so visible, they are ultimately disregarded by consumers. But the fundamental variable must even be the APR, since this is the indicator of the costs involved in the process.
Based on the data collected in the simulations we conducted in May, GoodBank appears to be the most aggressive bank for a credit of € 125,000. The great value of this offer is the reduced obligation to contract associated products , with only the orderly account (which has no commissions) and life insurance and multi-risk insurance.